Please read each question carefully. If you're not sure of the answer, read the appropriate section to get your questions answered. These questions will help clarify your insurance objectives:
- Do you know how much disability coverage your employer or your private policy provides?
- How long will your disability coverage last?
- Is your current disability plan adequate to meet your income needs if you can no longer work?
- Have you purchased the maximum additional disability insurance available to make up the shortfall?
- Will your survivors have adequate income in the event of your death?
- Will your life insurance be enough to pay off the mortgage or fund your children's college education?
- Are you paying too much for life insurance?
- Is it more affordable if you purchase life insurance independently rather than through an employer?
- Should you keep your term insurance or convert it to a permanent policy?
- Does your present health insurance plan provide adequate medical coverage?
- Is your health insurance plan the best plan available for you and your family?
- If you're leaving your employer, have you made arrangements for continued medical insurance?
- Do you have the right automobile insurance coverage for your situation?
- Do you know how to choose the optimal auto insurance deductible and liability limits?
- If you're age 55 or above, have you determined whether you need long-term care insurance?
- Do you have the right homeowner's insurance coverage for your situation?
- Have you considered an umbrella policy to cover at least your net worth?
Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC.
Infinex and First Commonwealth Bank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.
*We do not provide tax advice. Consult your tax advisor.
*Diversification is a method of controlling risk. It does not assure a profit or the avoidance of loss.
**Dollar-cost averaging is a method of controlling risk. It does not assure a profit or the avoidance of loss. Investors should consider their ability to continue a dollar-cost averaging program in periods of declining markets.