- Don't let mail sit in your mailbox. If you're going to be away for more than a day, put in a hold mail request with the U.S. Postal Service.
- Keep track of your receipts. Ask for receipts in retail stores, restaurants, and medical offices, particularly if you use your credit card. Use them to match transactions with your account statements. Dispose of receipts properly, preferably by shredding them.
- Tear up or shred old receipts, credit card offers, account statements, expired credit cards, health insurance EOBs, and any other paperwork that has your personal information printed on it.
- Don't have new checks mailed to your home, especially if they will sit in the mailbox until you get home from work. Have them sent to a local bank branch so you can pick them up.
- Talk with your landlord, employer, healthcare provider, and others who store and access your personal information to ensure they are keeping it safe.
Opt out of pre-approved credit card and insurance offers by calling 1-888-567-8688 or visiting optoutprescreen.com. This service is operated by the three credit reporting agencies. If you choose to opt out, you won't receive credit card offers--but you will also keep them out of the hands of identity thieves.
First Commonwealth Bank and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.
Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC.
Infinex and First Commonwealth Bank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.
*We do not provide tax advice. Consult your tax advisor.
*Diversification is a method of controlling risk. It does not assure a profit or the avoidance of loss.
**Dollar-cost averaging is a method of controlling risk. It does not assure a profit or the avoidance of loss. Investors should consider their ability to continue a dollar-cost averaging program in periods of declining markets.