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Employee Benefits

Additional Features of Group Life Insurance

Depending on the size of your business, you may be able to get added benefits from your life insurance policy, such as these:

  • Dependent Coverage. Employees can choose to cover their spouse and eligible dependent children.
  • Accidental Death Benefit. If the employee dies in an accident, an additional benefit is paid.
  • Waiver of Premium. If an employee becomes disabled, coverage continues with no further premium payments.
  • Accelerated Benefits. If an employee is terminally ill, benefits are paid before death to help provide for his or her needs.

Your insurance agent can explain what additional features and riders are available for your life insurance policy.

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First Commonwealth Bank and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.


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